What Not to Do Before Closing on a House in Arizona 2026: The Mistakes That Kill Approvals

Published on: 10/21/2026

What not to do before closing on a house in Arizona: new debt, job changes, big deposits, and credit pulls that can sink an approval in the final weeks. Includes a Scottsdale debt to income example. Pillar Mortgage Group.

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HOA Dues and Mortgage Approval in Arizona 2026: How Much Buying Power They Cost You

Published on: 10/06/2026

Do HOA dues affect mortgage approval in Arizona? Yes. At 7.42%, every $100 a month in HOA fees cuts your loan amount by about $14,400. See the math. Pillar Mortgage Group.

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Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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